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Why A Shopping Ban May Not Be Right For You

Have you ever heard of a shopping ban, a spending fast, or a spending diet? A lot has been written about this style of saving money recently.

Whether you want to call it a shopping ban or a spending diet, it’s the same thing: you stop spending money on everything except the bare essentials. Things like rent, food, and health insurance get a pass, but everything else like eating out, movie nights, concerts, or clothes are a no go.

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How to Reprogram Your Thinking to a Savings Mindset

When you feel trapped by debt or stuck in a cycle of spending, you might not even know where to begin when it comes to saving money.

You know you need to, but you just can’t figure out where in your budget you’ll be able to pull that money from. It stresses you out and so you stop thinking about it, at least until next month.

The first step is the hardest. Everything after that just becomes habit.

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4 Smart Purchases Worth Spending On

I may be an avid fan of minimalism and frugality, but I’m happy to spend on the right things. Quality is definitely something to pay for. Whether it’s a service or a material good, spending money on things that are well made and well executed is a good idea.

There are areas where you can and should cut back or buy second hand, like groceries and clothing. But there are other areas where shopping second hand or cutting back can actually cost you money.

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