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3 Financial Habits That Are Keeping You Broke

Getting away from the “broke” label and lifestyle can be really, really hard. It takes dedication and a sharp eye on your finances to break free of broke.

For a lot of us, it seems like an impossibility. Every expense is a necessity. Sometimes it’s hard to see with clear eyes just what exactly it is that seems to suck up your paycheck each month. Bad financial habits are a big part of these drains.

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How to Break Bad Spending Habits (and Create Good Ones)

No one in this whole wide world of ours is immune from some sort of bad money habit. For me, it’s spending at the grocery store. I love to eat and I love food. I like wandering around, looking at all the options available – ready made, ingredients to make something comforting and delicious, or a new dish to try.

I have to summon an iron will every time I go grocery shopping so I don’t walk out with basically all the candy, peanut butter, and sushi the store has to offer.

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How to Curb Your Credit Card Spending

Credit cards can be your best friend or your worst enemy. Used properly, they’re a great way to build your credit and reap the many benefits that cards offer: free flights or hotel stays, discounted car rentals, or cash back bonuses. Used improperly, they can trap people in high interest debt. If you find yourself reaching for your credit card a tad more often than you’d like, use these tips below to curb that spending.

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