Category Archives: Getting Out of Debt

Staying Motivated to Pay off Debt

If you’ve ever had some kind of debt, you know staying motivated to pay it off can be incredibly hard. Whether it’s a small balance you wish would just disappear on it’s own, or a huge balance that causes you stress, it can be easier to avoid it than stay upbeat about paying it off.

It can also make you want to just put your head in the sand (which is a mistake). Debt is a downer, but you can stay motivated to pay it off.

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How I Accrued and Paid Off $25,302 in Debt in 3.5 Years

I remember the last few months before I graduated college. Many of my friends were frantically applying for jobs or planning exciting travel. People were pledging undying friendship and partying harder than ever.

Strangely enough, I felt a strong sense of calm. I knew I was going to move home and work for a year at whatever I could find. I wasn’t trying to be ambitious in any way, and for a very good reason: I had no money and a boatload of debt.

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How to Use Credit Cards Like a Smart Person

I like to consider myself a smart person. On paper I look pretty good- B.A from a good school, experience in several different industries ranging from education to nonprofits to food service, some accolades from college.

Perhaps I flatter myself, but you might think, “Hey. That girl seems smart. She probably knows how to use credit cards.” And you would be right…but it came at a cost. $1,200 to be exact.

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