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About Kara Perez

About Kara Perez

Kara Perez lives and works in Texas. She has a degree from Wesleyan University, enjoys hiking, Netflix and obsessing over her Mint app. She writes about getting out from under her student loan debt at fromfrugaltofree.wordpress.com.

Making Post-Debt Life Plans

I am proud to sit here and say (or type I guess) that I am debt free. I don’t owe nothing to no one! It’s a little strange though, because for the last four years, and very definitely the last ten months, my whole life has revolved around being in debt.

Since I graduated college and my loans kicked in, student loan debt has hung around my neck like a weight. I felt like I would never be free. But after a lot of lifestyle changes, a lot of eating leftovers, and a lot of weekend nights spent at home and not out, I have released that weight. I’m free!

But what’s next? What comes after debt?

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How to Eat Healthy on a Budget

How many times have you declared, “I’m going to start eating better!” only to realize a week later that it can be kind of hard to just jump into?

Healthy habits are so necessary for all of us, but so hard to keep! It can seem especially difficult when you’re on a budget.

As someone who has been cutting her grocery spending in the name of debt payoff for almost a year now, I can tell you there are some very easy methods and tips to eating healthy on a budget.

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How I Accrued and Paid Off $25,302 in Debt in 3.5 Years

I remember the last few months before I graduated college. Many of my friends were frantically applying for jobs or planning exciting travel. People were pledging undying friendship and partying harder than ever.

Strangely enough, I felt a strong sense of calm. I knew I was going to move home and work for a year at whatever I could find. I wasn’t trying to be ambitious in any way, and for a very good reason: I had no money and a boatload of debt.

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