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Author Archives: Kara Perez

About Kara Perez

About Kara Perez

Kara Perez lives and works in Texas. She has a degree from Wesleyan University, enjoys hiking, Netflix and obsessing over her Mint app. She writes about getting out from under her student loan debt at fromfrugaltofree.wordpress.com.

Staying Motivated to Pay off Debt

If you’ve ever had some kind of debt, you know staying motivated to pay it off can be incredibly hard. Whether it’s a small balance you wish would just disappear on it’s own, or a huge balance that causes you stress, it can be easier to avoid it than stay upbeat about paying it off.

It can also make you want to just put your head in the sand (which is a mistake). Debt is a downer, but you can stay motivated to pay it off.

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4 Smart Purchases Worth Spending On

I may be an avid fan of minimalism and frugality, but I’m happy to spend on the right things. Quality is definitely something to pay for. Whether it’s a service or a material good, spending money on things that are well made and well executed is a good idea.

There are areas where you can and should cut back or buy second hand, like groceries and clothing. But there are other areas where shopping second hand or cutting back can actually cost you money.

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4 Frugal Travel Tips for Millennials

Traveling is one of the greatest things a person can do for themselves, in my humble opinion. A trip to lands yet unknown? Oh the foods to eat, the sights to see! Travel enriches the soul and broadens the mind. It awakens ideas and understanding in people that heretofore had lain dormant.

It can also get prohibitively expensive. Especially for low earners out there (like myself) or people who may have special circumstances attached to their journey.

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3 Financial Habits That Are Keeping You Broke

Getting away from the “broke” label and lifestyle can be really, really hard. It takes dedication and a sharp eye on your finances to break free of broke.

For a lot of us, it seems like an impossibility. Every expense is a necessity. Sometimes it’s hard to see with clear eyes just what exactly it is that seems to suck up your paycheck each month. Bad financial habits are a big part of these drains.

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