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Author Archives: Kara Perez

About Kara Perez

About Kara Perez

Kara Perez lives and works in Texas. She has a degree from Wesleyan University, enjoys hiking, Netflix and obsessing over her Mint app. She writes about getting out from under her student loan debt at fromfrugaltofree.wordpress.com.

Why A Shopping Ban May Not Be Right For You

Have you ever heard of a shopping ban, a spending fast, or a spending diet? A lot has been written about this style of saving money recently.

Whether you want to call it a shopping ban or a spending diet, it’s the same thing: you stop spending money on everything except the bare essentials. Things like rent, food, and health insurance get a pass, but everything else like eating out, movie nights, concerts, or clothes are a no go.

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How to Stop Being Afraid of the Stock Market

Black Tuesday. Black Friday. And most recently, Black Monday. The stock market has had some dark days, that can’t be denied. Investing remains the next great frontier for millennials, with many of us putting off or downright avoiding our start to investing.

I get it. I bought my first stock just one month ago. I’m a total investment newb and I can admit to it. My status as new kid on the block doesn’t matter though, because this is the block to be on.

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5 Fun and Cheap Ways to Enjoy Fall

In most of the US, fall has arrived! It’s time for sweaters, boots, and scarves. I grew up in the northeast, where fall is pretty magical. The leaves change colors and the air smells crisp. There’s a chill in the evenings that makes you want to snuggle up with a cup of tea. Now that I’m in Austin, fall is pretty much the same as summer, just with slightly fewer hours of sunlight. Le sigh.

Still, there’s a million ways to enjoy the turning of the season. Personally, I like the change in seasons because it reminds me that nothing is permanent. Not summer, not your debt, and not the routine that you may have fallen into. Mix it up with these fun and cheap ways to enjoy the fall season!

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