Say it with me people: Debt is bad. For everyone. All the time. No matter what kind of debt you have, it’s bad. I have been battling my way out of student loan debt for the past 3 years. I graduated college in 2011 with $25,302 in loans. Not as much as some people, and not record breaking by any means. Not a sum to simply sneeze at either, though. I graduated right into the Great Recession and finding a job was (pardon my French) damn near impossible.